Please see the most up-to-date interest rates at Bank of the Pacific. 

Sample Rates as of September 28, 2018

 

 

Loan Category

Down Payment

Rate*

APR*

Points*

15 Year Fixed

20% d

4.250%

4.383%

0.125%

30 Year Fixed

20% d

4.750%

4.839%

0.250%

5 Year ARM

20% d

4.750%

5.141%

0.125%

7 Year ARM

20% d

4.750%

5.072%

0.000%

30 Year FHA

3.5% d 

4.250%

5.283%

0.000%

30 Year VA

0% d

4.250%

4.549%

0.125%

30 Year USDA

0% d

4.250%

4.768%

0.125%

*Rates and Annual Percentage Yield (APR) are based on secondary market financing, a base loan amount amount of $250,000, owner occupied single family residences, 740+ credit score, 30 day lock, and down payments & points listed above.